Wednesday 18 October 2023

SME Credit Analyst Head Office at NBC Bank Limited October, 2023

  AjiraLeo Tanzania       Wednesday 18 October 2023
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AJIRA LEO
National Bank of Commerce
Jobs in Tanzania 2023: New Job Vacancies at National Bank of Commerce (NBC), 2023
National Bank of Commerce (NBC) Jobs, 2023
SME Credit Analyst
SME Credit Analyst Head Office at NBC Bank Limited October, 2023
remote type Hybrid
locations Head Office NBC
time type Full time
job requisition id R-15958874
NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services.

Job Summary
To perform and manage all activities in a way that strict adherence to approved Credit and Provisioning Policy as well as the approved standard credit processes and procedures are maintained.
• A credit profession acting as credit expert to the relationship team and the conduit to the credit risk function for sanctioning purpose
• Responsible for developing practical and appropriate credit solutions (i.e. lending structures through understanding of customer’s needs)
• Delivering high quality and consistent credit applications/recommendations.
• Monitor and control all SME accounts portfolio.

Job Description​
  • Analysis, evaluation, and recommendation of credit applications.
  • Preparation of credit applications for recommendations to the sanctioners.
  • Ensures that all credit applications are assessed within the agreed SLA time.
  • Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved credit and provisioning policy.
  • Work in partnership with RMs on new and existing credit applications, providing guidance on credit appetite and consulting with Credit Team as appropriate
  • Attend customer meetings with the Relationship manager if credit related issues are to be discussed/need to be resolved.
  • Monitoring performance of clients’ accounts and where necessary propose remedial measures

Qualifications
  • Bachelor`s Degrees and Advanced Diplomas - Business, Commerce and Management Studies, Credit Risk (Meets some of the requirements and would need further development), Digital familiarity (Meets some of the requirements and would need further development), Experience in a similar environment, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements)
Deadline: 2023-11-07.
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