Saturday, 26 March 2022

New Job Vacancy at NBC Bank Limited - SME Credit Officer

  AjiraLeo Tanzania       Saturday, 26 March 2022
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AJIRA LEO
National Bank of Commerce
Jobs in Tanzania 2022: New Job Vacancies at National Bank of Commerce (NBC), 2022

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AJIRA MPYA TANZANIA 2022 | NAFASI MPYA ZA KAZI 2022
Position: SME Credit Officer
Location: Head Office NBC
Type: Full time
Job ID: R-15929924
Overview
NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services.
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Job Summary
To perform and manage all activities in a way that strict adherence to approved Credit and Provisioning Policy as well as the approved standard credit processes and procedures are maintained.

Job Description​
Accountability: -50%
Analysis, evaluation and sanctioning of credit applications and provide recommendations to management.
Outputs to deliver this accountability:
  • Ensures that all credit applications are assessed within the agreed SLA time.
  • Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved credit and provisioning policy.
  • Appropriately prepare the SNT and credit template for referral to Head of Credit.
  • Perform credit reference checks before processing the applications.
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Accountability: -15%

Filing information into customer information credit monitoring files without fail.
Outputs to deliver this accountability:
  • Ensure that all registers are marked appropriately and kept up to date.
  • Ensure that all appropriate records are filed in an acceptable ways. Files are appropriately stored.

Accountability: -35%
Monitoring performance of clients’ accounts and where necessary propose remedial measures.
Outputs to deliver this accountability:
  • Ensures that appropriate excesses are diarized and new excess returns filed accordingly.
  • Check on daily risk reports and work on exceptions and/or irregular behaviour.
  • Provide specific instructions to business and escalate any issue that will need other stakeholders’ attention.
  • Ensure all facilities are timely reviewed.
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Perform other duties as reasonably assigned.
Qualifications
  • Credit Risk (Meets all of the requirements), Digital familiarity (Meets some of the requirements and would need further development), English, Experience in a similar environment, Higher Diplomas - Business, Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements)
Deadline: 2022-04-08.
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