Standard Chartered |
Job
in Tanzania 2019: New Job Opportunities at Standard Chartered, 2019
AJIRA TANZANIA 2019 / NAFASI ZA KAZI 2019
Position: Credit Analyst - (1900026714)
Job: Institutional Banking
Primary Location: Africa & Middle East-Tanzania-Dar es Salaam
Schedule: Full-time
Employee Status: Permanent
Posting Date: 21/Oct/2019
Unposting Date: 04/Nov/2019
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About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To
us, good performance is about much more than turning a profit. It's
about showing how you embody our valued behaviours - do the right thing,
better together and never settle - as well as our brand promise, Here
for good.
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We're
committed to promoting equality in the workplace and creating an
inclusive and flexible culture - one where everyone can realise their
full potential and make a positive contribution to our organisation.
This in turn helps us to provide better support to our broad client
base.
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The Role Responsibilities & Our Ideal Candidate
- Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
- Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of these products.
- Work with the RM, in a) obtaining all pre clearances such as pre-screening, negative Economic Revenue (ER), segmentation, etc. b) preparing and presenting work-shopping note and c) follow up to expedite approvals.
- Responsible for end-to-end BCA process including preparing all the tools including Raptor, Credit Risk Grade Scorecard, E&S Risk Assessments, etc, in-depth analysis of various risks, quality presentation and ensuring speedy credit / board approval.
- Ensure compliance with all internal and regulatory credit/other portfolio related policies e.g. preparing the Country Portfolio Standards checklist, other special reporting requirements, etc.
- Coordinate and prepare for Credit / Group Credit Committee (GCC) meetings
- Liaise with GAM and GAM Credit for limit allocations and / or approval.
- Release the trade offerings in IMEX, after obtaining the necessary approvals.
- Seek necessary approvals and reporting for excesses in the account.
- Monitor quality of the portfolio by tracking Excess/past dues and QPRs, strictly complying with ASTAR, Early Alert (EA)/ Credit Issues Committee (CIC) and local regulatory processes.
- Ensure timely submission of quality Periodic Credit Reports
- Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
- Ensure Zero BCA over dues and needless extensions by commencing reviews at least 90 days before due date.
- Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
- Proper maintenance of Credit files and ensuring Audit Ready at any time
- Attend EA/Portfolio call/MTM calls as necessary along with the RMs
- In partnership with the RM, ensure timely identification of accounts exhibiting characteristic weaknesses for escalation through the EA as per the bank’s policies and guidelines.
- prepare timely Stress Tests wherever required
- Prepare specific industry study
- Prepare Credit Opinion reports wherever required.
- Effective use of Creditmate & One Workbench
- Take personal responsibility for understanding the risk and compliance (i.e. conduct) requirements of their role. Understand and comply with, in letter and spirit, all applicable laws and regulations, including those governing anti-money laundering, terrorist financing and sanctions; the Group's policies and procedures; and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk and compliance matters
- Taking a personal responsibility and involvement in their learning and personal development with appropriate guidance of the line manager
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MODE OF APPLICATION: APPLY ONLINE
Apply now to join the Bank for those with big career ambitions.
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