Jobs in Tanzania 2019: Job Vacancies at NMB Bank Plc 2019
AJIRA TANZANIA 2019 / NAFASI ZA KAZI 2019
Position: Head; Products Retail
Job Purpose
Provide leadership in managing, monitoring and evaluating end-to-end retail products development to improve customer experience.
Oversee
all product development activities from idea generation, concept
design, research facts, development, go live plan and post live analysis
in collaboration with sales team
Develop
and maintain key customer relations with internal business partners and
vendor representatives, and research on competitive pricing and
practices.
Product Development and Management
Provide leadership to retail products team and manage products relationships with internal and external stakeholders.
Monitor industry trends related to all retail products and advice management accordingly.
Coordinate
with all support and business departments to ensure products are in
line with processes, controls, regulation and sales targets. Ensure
product life cycle management,
Ensure
proper development, implementation and management of retail banking
products are done as per internal and external procedures, processes and
regulations.
Manage product development process to ensure that developed products and services responds to customer needs and wants.
Support sales team in ensuring that products’ business cases are in line with sales targets.
From time to time evaluate business cases to ensure agreed sales targets remain realistic and SMART.
Coordinate
all new products and existing product enhancement process to make sure
that all necessary internal papers for approvals are submitted and
approved as per the product approval governance (PAC, CREDCO etc.)
Participate
actively in the PAC meetings and advise on the most appropriate
interest rate strategy for each product, covering balance sheet and
income impacts.
Assess product delivery channels and processes
Analyze,
manage and identify all system faults that affects products performance
and suggest areas of improvement and ensure approved
changes/enhancements are implemented within agreed time lines.
Managing
relationships with national and international business partners
(Donors. NGOs, financial institutions, MNOs, government etc.)
Interact with Head Consumer Banking, Head Business Banking and Head Branch Network to provide inputs into sales strategies.
Review
customer satisfaction surveys and identify product issues, create
action plans and implement changes to address such issues.
Build
relationships with internal stakeholders such as Marketing, Customer
Experience, and Corporate Communication and ensure service level
agreements are implemented and maintained.
Be Responsible for all MIS and management reports in relation to products performance for both new and existing products.
Main Responsibilities:
Business Management
Manage retail product life cycle management
Manage and assess pricing and product profitability.
Work closely with sales department to ensure agreed budget and business cases are achieved in line with Retail strategy.
People Management
Build and develop a high performing team through embedding performance development culture.
Mentor, manage, control and coach resource with direct line reporting.
Regular review of individual performance targets and offer constructive feedback for development
Ensure
team members own and manage customer queries and complaints by taking
ownership and resolving in a timely manner. Act as escalation point for
their unresolved queries and complaints.
Create an empowering environment for team members, encourage individual ownership and initiative.
Read Also: NEW TANZANIAN JOBS OPPORUNITIES 2019 (1,120+ POSTS)
Customer Focus
Being pro-active to identify product issues and resolve them timely.
Improve product portfolio; and Manage relationship with business partners and all other stakeholders.
Attributes:
A comprehensive knowledge of Tanzanian Banking industry and products and knowledge of NMB retail products and processes.
Detailed knowledge of NMB retail strategy and policies.
A wide knowledge of product management and proper product pricing.
Detailed knowledge of consumer buying behavior, marketing techniques and evolving dynamics.
An understanding of customer segmentation theory and practice.
A detailed understanding of banking industry, advisory, regulatory and professional bodies.
Greater understanding of product life cycle
Communication skills both written and oral; Good interpersonal and networking skills
Business planning and Project management skills
Strong analytical and numerical skills
Ability to explain and handle complex information clearly and simply
Presentation, Coaching and Training skills
Qualifications and Experience:
An advanced diploma/degree in Business Administration, Accountancy, Economics, Finance or any other related field.
A Master’s Degree or a course or training in product development is an added advantage
A minimum of 10 years’ working experience in banking industry and at least 5 years in Product Development within the Banking Industry.
A minimum of 5 years’ experience in leading a team out of which 3 should be at a senior role.
NMB Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline: 2019-07-11
Position: Head; Credit
Job Purpose
Assist the Chief Credit Officer in enhancement and review of the Bank Credit Policies & Standards in order to ensure that these reflect the best practice and regulate the risk assets of the group as directed by the Board and Regulators.
Develop and enhance the Credit Reporting & Monitoring framework that meets the requirements of various external & internal stakeholders. Ensure timely and accurate delivery of Credit Risk reports. Interpret the information and suggest actions for consideration by Senior Management /Credit committee.
Lead initiatives for development of methodologies for the measurement of Credit Portfolio across the Bank and associated models/ processes.
Main Responsibilities
Assure the quality of the credit assessments done by the department and are in compliance to both external & internal policies and regulations.
Ensure that all applications submitted to Credit Committees are complete and on time distributed to the members according to the agreed process
Lead by example and be the coach and mentor of his coworkers (not only the credit department)
Defend the opinion of the department in the Credit Committees and ensure that this opinion is correctly captured in the minutes
Lead enhancements to the Credit Measurement Framework; which include rating models (PD) and LGD/ EAD measurement jointly with Business and management.
Maintain the current credit risk management systems; which include credit rating, limit exposure aggregation and RAC (Risk Acceptance Criteria for credit application processing)
Ensure timely and accurate reporting of information from these systems to the relevant stakeholders (which include Rating Agencies , credit committee and Bank of Tanzania)
Assure the quality of the credit assessments done by the department and are in compliance to both external & internal policies and regulations.
Ensure that all applications submitted to Credit Committees are complete and on time distributed to the members according to the agreed process
Lead by example and be the coach and mentor of his coworkers (not only the credit department)
Defend the opinion of the department in the Credit Committees and ensure that this opinion is correctly captured in the minutes
Lead enhancements to the Credit Measurement Framework; which include rating models (PD) and LGD/ EAD measurement jointly with Business and management.
Maintain the current credit risk management systems; which include credit rating, limit exposure aggregation and RAC (Risk Acceptance Criteria for credit application processing)
Ensure timely and accurate reporting of information from these systems to the relevant stakeholders (which include Rating Agencies , credit committee and Bank of Tanzania)
Assist in preparation and presentation of the information pack for Board Committee
Contribute proactively to various risk related projects and initiatives owing to synergies (e.g. stress testing, IFRS 9 and ICAAP) especially on aspects pertaining to credit measurement sourcing/ management of data for these initiatives.
Contribute to system implementation projects in the credit risk space (e.g. Credit Management System) by providing requirements and design inputs, particularly with regard to credit risk recognition and measurement.
Assist the Chief Credit Officer in development and review of Credit Policy & Standards
Lead the Bank’s credit audit assignments in relation to the bank’s portfolio from Bank of Tanzania and External auditors and ensure all audit quarries are attended to timely.
Ensure that sound credit risk measurement and monitoring frameworks are developed and implemented throughout the Bank in a standardized manner.
Attributes
Strong understanding of Credit analysis and Risk Management principles.
Good understanding of Bank of Tanzania evolving regulatory guidelines and reporting requirements in this space of credit management
Possess strong problem solving skills (hypothesis-driven thinking, analytical, quantitative, conceptual skills)
Thorough understanding of the evolving practices for the management of credit risk and regulatory requirements
Capable of professional discussions with internal and external stakeholders
Ability to manage system transitions smoothly and source data/ perform periodic computations.
Exposure to Limit/ Collateral system implementation/ management preferable
Exposure to credit risk modelling is desirable
Time-management skills.
People management and relationship skills.
Excellent interpersonal and communication skills and the flexibility to work across
Read Also:
Qualifications and Experience
A minimum of a Bachelor’s degree in Banking, Finance, Business, Economics, Mathematics / Statistics
Professional qualifications e.g. CFA/ CPA preferable
At least 10 years of banking experience, with bulk of it being in Credit Risk Management.
NMB Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline: 2019-07-11
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